Takaful

Boost allows Malaysian Muslims to participate in Shariah-compliant coverage for themselves and their loved ones. Through the Boost app, users can subscribe to our selection of bite-sized and affordable takaful plans with large coverage.


At first glance, takaful and conventional insurance look similar, as they both protect the covered individual from financial loss. However, takaful revolves around other takaful participants who decide to protect each other by providing mutual financial benefit on the occurrence of pre-agreed events.


Check out our takaful products below.

ProtectActive

If you love the outdoors, playing sports or even exercising at home, this is the plan for you. ProtectActive ensures that you are covered in the event of accidents that may occur while you’re working out.

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ABOUT
ProtectActive is a yearly renewable group term takaful coverage that provides one year protection for covered critical illness as well as accidental death or accidental total and permanent disability directly related to the participating sports. It also reimburses the medical expenses incurred per accident, which are directly related to the covered participating sports.

ELIGIBILITY
To be eligible for this ProtectActive coverage, you must fulfill the following requirements:

  1. Between the ages of 18 and 50 years old
  2. A Malaysian citizen, or legally residing in Malaysia
  3. A Boost app user.

KEY BENEFITS

Medical Expenses
Get up to RM500 for medical costs due to accidents from sports or fitness activities.
Critical Illness or Accidental Total and Permanent Disability Benefit
Get RM5,000 for critical illness or accidental total and permanent disability due to sports.
Accidental Death Benefit
Get RM25,000 for your accidental death due to sports or fitness activities.

FAQ
Please refer to our FAQs if you have any queries.

a) How much you’ll pay

Entry Age Next BirthdayMonthly Contribution
18-50 (renewal up to age 50)RM6.25

b) How long you’ll be covered for

ProtectActive provides coverage for twelve (12) months.

c) What is covered under this plan

BenefitAmount Payable (RM)
Critical Illness Benefit
Upon occurrence of any one of the following covered Critical Illnesses to the Person Covered, the sum covered will be payable:
  • Blindness
  • Coma
  • Deafness
  • Loss of Speech
  • Major Head Trauma
  • Paralysis of Limbs
5,000
Accidental Death Benefit
Upon death of the Person Covered due to accidental causes directly related to the participating sports that occurred during the coverage period, five (5) times of sum covered will be payable.
25,000
Accidental Total and Permanent Disability (TPD) Benefit
Upon TPD due to accidental causes directly related to the participating sports that occurred during the coverage period, the sum covered will be payable. TPD must be certified by a Medical Practitioner appointed by Us to have continued for at least 6 consecutive months from the date of disability.
5,000
Medical Expenses
The Medical Expenses incurred for surgical, clinical and hospitalisation due to accidental causes directly related to the participating sports that occurred during the coverage period, will be reimbursed up to maximum of 10% of sum covered per accident. The benefit will be payable if the event happens up to 14 days from the date of accident.

This benefit can be claimed up to multiple times within the coverage period, provided that next claim is caused by different accident event, and these accident event(s) must happen within the coverage period.

Payment under this benefit will not accelerate the sum covered of this product.

Note: 1% of sum covered, capped at RM50 as deductible will be applicable per accident, where the amount will be borne by the Person Covered.

Up to 500

 

FIND OUT MORE
Make your claim here.
Product Disclosure Sheet

FamilyProtect

Nothing comes before the safety of your family. If you’re a parent, you are your child’s greatest superhero. FamilyProtect allows you to protect yourself so that you may take care of your family stress-free, and also cover your child(ren)’s medical costs due to unfortunate events.

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ABOUT
FamilyProtect is a yearly renewable group term takaful coverage that provides coverage for death or total and permanent disability. On top of coverage to the Person Covered, this product also comes with complementary medical expenses benefit for the Person Covered's child(ren) without any underwriting requirements.

ELIGIBILITY
To be eligible for this FamilyProtect coverage, you must fulfill the following eligibility requirements:

  1. Between the ages of 18 and 55 years old
  2. A Malaysian citizen, or legally residing in Malaysia
  3. A Boost app user.

KEY BENEFITS

Your Child’s Medical Cost
Get up to RM250 per incident for accidents, "Hand, Foot, & Mouth disease" or food poisoning.
Death or Total and Permanent Disability
Get RM15,000 upon your death or total permanent disability as the parent.

FAQ
Please refer to our FAQs if you have any queries.

a) How much you’ll pay

Attained Age Next Birthday (for Person Covered)Yearly Contribution
18-55RM95.00

b) How long you’ll be covered for

FamilyProtect provides coverage for twelve (12) months.

c) What is covered under this plan

Benefit for Person CoveredAmount Payable (RM)
Death/Total and Permanent Disability (TPD) Benefit
Upon Death or TPD of the Person Covered during the coverage period, the sum covered will be payable.
15,000

 

Benefit for Person Covered’s Child(ren)Amount Payable (RM)
Medical Expenses Benefit
Reimbursement (due to accidental causes or food poisoning or Hand Foot Mouth Disease that occurred during the coverage period) for surgical, hospital, or clinic subjects to a maximum of RM250 per incident.

For avoidance of doubt, please not that this benefit can be claimed multiple times within coverage period, provided next claim was due to different event/incident, and these event(s)/incident(s) must happen within coverage period. Payment under this benefit will not reduce sum covered of this product.

Note:
The child(ren)’s age next birthday must be between the age next birthday of 5 to 18 at the time of claim.

Cover 1 Child
- Up to RM250 per incident -

 

FIND OUT MORE
Make your claim here.
Product Disclosure Sheet