9.1 The Merchant shall fully indemnify Ecode for all losses, damages, claims, cost and expenses in respect of or in connection with any and all actions, suits, claims, demands and/or proceedings brought against Ecode with respect to, in connection with or resulting from:

(a) breach or non-performance by the Merchant of any of its undertakings, warranties, covenants, declarations or obligations under this Agreement; and

(b) any claim brought by a Customer with respect to the Products and/or Services provided by the Merchant (including Refund).