Introducing Boost PayLater

An exciting new feature that allows you to extend your bill payments & mobile top ups.

 

With a few simple steps, you can activate Boost PayLater and we will settle your bills or top up for you first, while you enjoy financial peace of mind with 30 additional days to pay us back!

Why Boost PayLater Is Better!

Pay Bills 30 Days Later
Syariah-compliant
Zero Interest Rate
Instant Approvals With No Collaterals

How Boost PayLater works:

Boost PayLater Eligibility

To enjoy this feature, you must meet the eligibility requirements:
A Foreign Citizen with an active transaction history with Credit Card within the last 6 months.
A Malaysian Citizen with an active transaction history with Boost within the last 3 months.
Aged between 21 – 60 years old.
A Boost Premium user with Silver Sergeant or Gold General rank
If your rank is below Silver Sergeant, continue spending with Boost to rank up to enjoy this feature!

Here’s how to
activate & use Boost PayLater

Applicable billing partners:
Postpaid & Prepaid
And many more!
Electricity
Water
Water
Entertainment

For a limited time only, get RM5 Cashback when you use Boost PayLater for the first time

*for postpaid & prepaid telco partners only

*promo ends 31 October 2022

Frequently Asked Questions
  • Boost PayLater is a digital payment solution provided by Boost Credit (formerly known as
    Aspirasi) in collaboration with participating merchants that enables consumers to
    purchase products and services either on instalment basis or Pay in 30 Days (only
    applicable for the services listed in Table 1).
  • Boost PayLater is offered in two forms, namely Boost PayLater (Financing) and Boost
    PayLater (Factoring), depending on the participating merchant’s business.
  • Please refer to the relevant Terms and Conditions for more information on the Boost
    PayLater offerings.
  • Boost PayLater Instalment Plan
    1. Malaysian / Foreigner legally residing in Malaysia
    2. Aged 21 – 60
    3. Premium Boost App users
  • Pay in 30 Days Plan
    1. Malaysian / Foreigner legally residing in Malaysia
    2. Aged 21 – 60
    3. Premium Boost App users (with good credit history) who may require monetary assistance to pay for services as listed in Table 1
  • Kindly note, users are pre-scored based on the following eligibility requirements and will be notified of the eligibility status.
  • Each user’s available Boost PayLater (limit or available) amount is based on user profile
    and information available to Boost.
  • This product is currently not subject to any licensing or regulatory requirements.
  • If it is a Boost PayLater (Shariah), it is based on the concept of Commodity Murabahah as
    pronounced by our Shariah advisors.
  • Online Payment
    1. Add your item(s) into the online shopping cart.
    2. Select Boost PayLater as your payment method. Sign up or log in to access the Boost PayLater system.
    3. Choose either your preferred instalment plan or Pay in 30 Days plan (only applicable for the services listed in Table 1) to split the purchase price and Boost Credit will proceed to process the request. If you have selected the Pay in 30 Days option, you can offset your bills with vouchers and starts via the Boost App.
    4. Choose either your preferred instalment plan or Pay in 30 Days plan (only applicable for the services listed in Table 1) to split the purchase price and Boost Credit will proceed to process the request. If you have selected the Pay in 30 Days option, you can offset your bills with vouchers and starts via the Boost App.
  • In-store Payment
    1. Select your desired item(s) in-store.
    2. Scan the provided QR code for Boost PayLater to sign up or log in to access the Boost PayLater system.
    3. Choose either your preferred instalment plan or Pay in 30 Days plan (only applicable for the services listed in Table 1) to split the purchase price and Boost Credit will proceed to process the request. If you have selected the Pay in 30 Days option, you can offset your bills with vouchers and starts via the Boost App.
    4. Upon approval, proceed with the confirmation and where applicable, immediately make your initial instalment or Pay in 30 Days payment.
  • Please refer to the relevant Terms and Conditions for more information on the Boost PayLater offerings.
  • You are required to make the relevant payments as per your agreed instalment plan or the Pay in 30 Days plan in accordance with the relevant Boost PayLater offering.
  • You should always have a sufficient sum of balance in your account for the direct debit mandate set up to enable us to collect the payment within the instalment plan or the Pay in 30 Days plan, that will be deducted in the following month.
  • We will launch the capability to collect the repayment due via Boost e-Wallet for your convenience in the near future.
  • Where relevant, a Sales and Services Tax (SST), Stamping Fee, Wakalah Fee, and/or
    Processing Fee, may be applicable.
  • For Boost PayLater Pay in 30 Days plan, 4% of Wakalah Fee or a minimum of RM5.00,
    up to RM10, may be applicable for services listed in Table 1.
  • Please refer to the relevant Terms and Conditions for more information on the Boost PayLater offerings.
  • Depending at which phase you are in your repayment and the product contract that you have, a Late Payment Compensation (Ta’widh) or Late Payment Charges, as applicable, may be charged on such overdue amount.
  • Please email us at creditinfo@myboost.co for more information.
No guarantor or collateral is required.

Pay in 30 Days Plan List of Services (Table 1)

 

CategoryService Provider
Mobile PrepaidAltel Prepaid
Celcom (Xpax) Prepaid
Digi Prepaid
Maxis (Hotlink) Prepaid
MerchanTrade Prepaid
RedOne Prepaid
TuneTalk Prepaid
U Mobile Prepaid
XOX Prepaid
YES Prepaid
Mobile PostpaidCelcom Postpaid
Digi Postpaid
RedOne Postpaid
U Mobile Postpaid
XOX Postpaid
YES Postpaid
Mobile & InternetMaxis (Postpaid & Home)
Unifi (Unifi Home, Unifi Mobile, Streamyx, Voice and RIBS)
TV & RadioAstro Bill
Electricity UtilityNUR Power
Sabah Electricity
Sarawak Energy
Tenaga Nasional Berhad
Water UtilityBekalan Air Labuan
Indah Water Konsortium
Lembaga Air Perak
Pengurusan Air Pahang Berhad
Syarikat Air Melaka
Syarikat Air Perlis
Syarikat Air Terengganu
Syarikat Bekalan Air Selangor
Air Kelantan
Syarikat Air Darul Aman
Syarikat Air Johor
Syarikat Air Negeri Sembilan
Perbadanan Bekalan Air Pulau Pinang
Lembaga Air Kuching

Download the Boost App today for a better experience